Since 1922, The Harvard Business Review has been published as a monthly digest of research-based articles written specifically for high ranking business practitioners.

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Buying a home is a goal that many people have, but for one reason or another, that goal is not always attainable. Sometimes we just have to rent.

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With all the talk in the news lately about the housing market falling apart, buyers are getting more and more fearful every day. A good real estate agent must know how to set their minds at ease in this minefield of a market.

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Have you ever bought, sold, rented, leased or otherwise transacted in real estate? I am sure you found the documentation a great irritant. I know I always have.

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Buying a holiday home at the time seemed like a good idea; Lots of sun, good food, cheap flights and best of all no Christmas with the mother-in-law. We spent several months on the internet researching the market and narrowing down which part of the world we wanted our dream holiday home in. Pretty quickly all of the family agreed that it had to be Florida but not a typical rental home that we usually stayed in.

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According to many experts in the housing industry, there may be a long road to recovery as far as the housing market goes. Defaults on mortgages and the number of homes repossessed because of foreclosures are expected to increase 42 percent this year. We are not even halfway through the Hundreds of Billions of dollars worth of risky mortgages that are set to go through adjustments that will impact the borrowers.

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The Arizona real estate market is really hot. The center of a lot of action in Arizona is Phoenix metropolitan area. However, when it comes to real estate investing, every area is hot.

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Many buyers believe that because the market is slow, it is theirs to do with as they wish.

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With everybody looking at beach houses in southern California (watch out for earthquakes) and in Florida (hurricane central) it is easy to see how houses in such areas cost so much. Is there really anything all that special about a beach house in these popular regions? Considering the natural disasters that have struck in the past, investing in a beach house in such regions is riskier than digging for oil in your own back yard.

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What is the conspiracy?

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